When to review your insurance portfolio?

Under normal circumstances we would recommend that you review your insurance portfolio at least every 2-3 years but you should also review it under specific circumstances like:

• You have recently married or divorced
• You have just had a child
• A member of your household has suffered a serious illness or disability
• You have had a change in income greater than the rate of inflation
• You have changed job or occupation
• You have bought or started a new business
• You have moved home
• You have taken on additional debt
• You are now responsible for additional dependants such as aged parents
• You have stopped smoking for more than 12 months